2024年中国新富人群财富健康指数

2024年10月October 20242024 CHINA RISING AFFLUENT FINANCIAL WELL-BEING INDEX2024年中国新富人群财富健康指数About SAIFAbout Charles Schwab & Co., Inc. and Charles Schwab ChinaThe Shanghai Advanced Institute of Finance (SAIF) was established at Shanghai Jiaotong University in 2009, with strategic and financial support from the Shanghai Municipal Government. As a member of Shanghai’s financial community, it strives to contribute to the development of Shanghai as a global financial center. SAIF’s mission is to become a world class institution of research and advanced learning in finance and management. SAIF is committed to developing top talent and cutting-edge knowledge, with a focus on Chinese markets and their global connections.  The Charles Schwab Corporation (“Charles Schwab”, NYSE: SCHW) is one of the United States’ leading providers of financial services, with more than 350 offices, 35.9 million active brokerage accounts, and USD 9.74 trillion in total client assets as of August 31, 2024. Through its operating subsidiaries, Charles Schwab provides a full range of wealth management, securities brokerage, banking, asset management, custodial, and financial advisory services to individual investors and independent investment advisors in the United States.  Charles Schwab (Shanghai) Enterprise Management Consulting, Ltd., (“Charles Schwab China”) is a Wholly Foreign Owned Enterprise and subsidiary company of The Charles Schwab Corporation. Through Charles Schwab China, the company will focus on providing investor education to support public financial literacy and engagement with modern wealth management. 上海高级金融学院与嘉信理财简介关于上海高级金融学院关于嘉信理财和嘉信理财中国上海交通大学上海高级金融学院是上海市人民政府为实现将上海建设成为国际金融中心的国家战略、满足上海乃至全国金融业发展并与国际接轨的迫切需要，依托上海交通大学而创建的一所按照国际一流商学院模式办学的金融学院，英文名称为Shanghai Advanced Institute of Finance (SAIF)。学院以汇聚国际一流师资、培养高端金融人才、构筑开放研究平台、形成顶级政策智库作为自己的必达使命。 嘉信理财集团（纽交所代码：SCHW）是一家美国领先的金融服务机构。截至2024年8月31日，嘉信理财拥有逾350家分支机构，活跃交易账户3590万个，资产管理规模达9.74万亿美元。嘉信理财致力于为个人投资者和独立投资顾问提供全方位的财富管理产品和服务。其在美国的主营业务包括：证券经纪、银行业务、资产管理、账户托管以及投资顾问服务等。  嘉信华礴（上海）企业管理咨询有限公司是嘉信理财于上海注册成立的一家外商独资企业和全资子公司。以该公司为平台，嘉信理财计划在中国市场着力开展投资者教育，提升中国投资者的金融素养，增强其对科学财富管理的参与度。About SAIF and Charles Schwab 目 录CONTENTS0244前 言ForewordIntroduction to the Index0345指数介绍2024 China Rising Affluent Financial Well-Being Index04462024中国新富人群财富健康指数Observations0648主要发现Appendices4082附 录本文件由上海高级金融学院和嘉信华礴(上海)企业管理咨询有限公司共同发布。其内容及文件中包含的任何附件仅作为一般信息，而非投资建议。此类信息未考虑投资者的特定投资目标、财务状况及个人需求，并非设计用于替代专业意见。投资者应在作出投资之前，根据自身的特定投资目标、财务状况及个人需求就 有关投资产品的适用性寻求独立专业意见。未经上海高级金融学院和嘉信华礴(上海)企业管理咨询有限公司明确书面同意，不得以任何形式复制或在任何其他出版物提及本文件及本文件所含的任何附件的任何部分作商业之用。  本文件由上海高级金融学院和嘉信华礴(上海)企业管理咨询有限公司发布。 © 2024 上海高级金融学院与嘉信华礴(上海)企业管理咨询有限公司发布。保留所有权利。 本手册仅供2024年10月23日举办的“上海高级金融学院- 嘉信理财2024中国新富人群财富健康指数”发布会使用。 本手册内容仅供参考，不应视为买卖任何金融工具的建议。  This document is issued by Shanghai Advanced Institute of Finance and Charles Schwab (Shanghai) Enterprise Management Consulting Ltd. Its content and any attachments contained in the document are for general information only, not investment advice. Such informatio